01 — Quick Verdict
Is Topstep Worth It in 2026?
The original futures prop firm founded in 2012. Overnight holds permitted — a rare advantage. Solid payout history and strong community. This review covers everything you need to know before buying — account types, rules, payout conditions, and our honest assessment based on verified trader data.
✓ Pros
- 90% profit split
- Access to ES, NQ, RTY, CL, GC, 6E
- Founded 2012 — established firm
- Min challenge from $165
- 5 max accounts
- $350M+ verified payouts
✗ Cons
- 5 days minimum trading days required
- Monthly subscription: ~$165/mo
- Trailing EOD drawdown applies
- Must follow consistency rules
- Overnight rules — check terms
- Payout conditions apply
02 — Key Rules
Trading Rules & Conditions
Quick Reference — Topstep Rules 2026
MarketsES, NQ, RTY, CL, GC, 6E
Profit Split90%
Max DrawdownTrailing EOD
Min Trading Days5 days
Subscription~$165/mo
Max Accounts5
Min Challenge Fee$165
HQ / JurisdictionChicago, IL
Founded2012
⚠️
Always Read the Full Terms
Rules change frequently in the prop firm industry. Always verify current terms on Topstep's official website before purchasing. Our review is based on data collected in April 2026.
03 — Payouts
Payout Data & Track Record
Live Payout Tracker Data — Topstep
Total tracked payouts$350M+
PropHub Payout Score89/100
Profit split on payouts90%
Our payout tracker monitors blockchain data to independently verify prop firm payout activity. Topstep has a payout score of 89/100 — indicating excellent, consistent payout performance.
💰
Payout Disclaimer
Blockchain payout data may include vendor and operational payments alongside trader payouts. Figures are estimates. Always verify independently via Trustpilot and trader communities before purchasing.
05 — Trader Reviews
What Traders Are Saying
Based on 9,200 Trustpilot reviews — rated 4.3 out of 5.
Verified Trader
April 2026
★★★★★
"Good experience overall. Rules are clear and payout was processed without issues. Would recommend Topstep to other futures traders."
Verified Trader
March 2026
★★★★☆
"Solid firm. Make sure you read all the rules before you start your funded account — especially around consistency and payout conditions. Once you understand them, the process is smooth."
For the full review history visit Topstep's Trustpilot page.
06 — FAQ
Frequently Asked Questions
Is Topstep legit and trustworthy? ▼
Topstep has been operating since 2012 and has paid out $350M+ to traders. They have 9,200 reviews on Trustpilot rated 4.3/5. As with any prop firm, always do your own research and only invest what you can afford to lose on challenge fees.
What is the profit split at Topstep? ▼
Topstep offers a 90% profit split on approved payouts. Conditions and payout rules apply — always verify the current terms on their official website before purchasing.
What markets can I trade at Topstep? ▼
Topstep offers trading on: ES, NQ, RTY, CL, GC, 6E. Check their current instrument list on their website as offerings can change.
Is there a Topstep discount code? ▼
Yes — use code PROPHUB20 for 20% OFF on Topstep evaluations. Apply it at checkout on their website.
What is the minimum challenge fee at Topstep? ▼
The minimum challenge fee at Topstep starts from $165. Prices vary by account size and current promotions. Use our discount code for the best available price.
07 — Final Verdict
Should You Choose Topstep?
The original futures prop firm founded in 2012. Overnight holds permitted — a rare advantage. Solid payout history and strong community.
With a PropHub score of 84/100 and a payout score of 89/100, Topstep is a solid option worth considering in 2026.
✅
Best Deal: 20% OFF with Code PROPHUB20
Use code PROPHUB20 at checkout for 20% OFF off your Topstep evaluation.